I've been asked to run a judo club at a community recreation center and I'm getting all my "ducks in a row." I've registered the club with USJA, which will provide liability insurance once we become a "chartered club" with five USJA members. Right now, we have two: myself and my son. The city requires me to have liability insurance to begin having practices. This creates a "Catch-22" of sorts. We need to have practices to attract members, but we can't hold practices until we have the insurance.
Our target clientele is at-risk youth in an economically disadvantaged neighborhood, so the expense of joining USJA and purchasing a gi is more than most of the prospective students and their families can afford. I figured the first students would register around the first time the did grading for rank advancement, to register their rank. Once we get rolling, I figured we could do some club fund-raisers to get association memberships for everyone.
I've requested quotes from several insurance companies and it's fairly expensive compared to the USJA's. I heard that AAU in the USA also has some kind of insurance for coaches and instructors, so I've written to them for info.
What do the other instructors here in the forum use? Do any of you have recommendations? Are there any companies to avoid? Thanks in advance for your suggestions, experience, and wisdom!